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SNOWBIRD.CA
Everything Canadians Need to Know about Enjoying the Snowbird Lifestyle
in the U.S., Mexico, and other Countries
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Welcome!

This site is designed to help Canadians maximize their enjoyment of the Snowbird lifestyle and minimize the risks, when living part-time in the U.S., Mexico, and other countries.

The contents of this site will help you save money in many different ways. It will also provide you with peace of mind by providing you with streetsmart tips, insights, and practical advice. You will find this site contains invaluable information, helpful tips, and guidance on all aspects of the snowbird lifestyle. This will include special issues such as: understanding the snowbird lifestyle, popular snowbird locations, tax planning, legal issues, housing options, dealing with US assets, filing wih the IRS, retirement and financial planning, living wills, estate planning, out-of-country emergency medical insurance, buying real estate, selecting professional advisors, and much more. By applying informed decision-making, you can make the right decisions that suit your needs, goals and comfort level, and avoid the classic pitfalls. This site was designed for Canadians to provide objective, practical, and helpful information to assist your sound judgment.

The site contains useful checklists, charts, articles, educational resources, books, sources of information and glossary. It also includes a free monthly email newsletter.

Your candid feedback for improvement is welcomed. Thank you for visiting our site!

 

Books by Douglas Gray :: click here to see all of our books












 

Recent Articles

BUYING INTO THE WHISTLER DREAM

By Douglas Gray Published in Western Canadian Recreational, Resort, and Investment Properties Magazine Everybody’s heard of Whistler, British Columbia. Fantastic skiing, great golfing, and soon a player on the world stage as host to several of the Vancouver Winter Olympics events. It’s a place lots of people visit, with many buying into the Whistler dream, […]

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TIPS ON TAKING ADVANTAGE OF THE CURRENCY DIFFERENTIAL

With the dollar differential in Canada’s favour, many people want to take advantage of the strong Canadian loonie. Here are some tips and cautions on dealing with the financial opportunities. Money Management One technique of making money on the exchange rate, is to open up a U.S. dollar account at your local bank or credit […]

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UNDERSTANDING REVERSE MORTGAGES

Have you thought about the idea of remaining in your home, getting some cash out of the equity to enhance your lifestyle needs, and not having to make any payments on the loan or repay the loan until your surviving spouse dies? If you or your parents are 62 years of age or older, this […]

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PROTECTION OF YOUR DEPOSIT MONIES

Over time, you have probably heard about various financial institutions in Canada having problems or even going under. How do you find out what protections you have for savings or chequing account deposits in a bank, trust company or credit union? You should be cautious about where you put your money. Many people assume that […]

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POTENTIAL FINANCIAL RISK AREAS TO AVOID

There are many risk areas that could affect your financial net worth, cash flow, quality of retirement, and lifestyle. In many cases, you can eliminate, minimize, or control each of these risk areas by knowing about them, doing research, and making prudent decisions. Statistically, if you retire at 55 years of age, you can expect […]

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BE CAUTIOUS WHEN LOOKING AT TIMESHARES

At some time or other you have probably seen the ads: “Luxury Lifestyle at Affordable Prices!”–“Vacation the World!”–“Trade for Exotic Climes!”–“Buy Your Own Vacation Dream Home!” These refer to the concept of timesharing. Other commonly used terms synonymous with timesharing include: resort timesharing, vacation ownership, multi-ownership, interval ownership and shared vacation plan. The timeshare concept […]

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TAX IMPLICATIONS OF RENTING U.S. PROPERTY

Many Canadians own U.S. recreational property near border states. Retired Canadians who are seasonal residents of the U.S., or “Snowbirds” frequently own property in the U.S. If either of the above situations applies to you, you may be renting out your U.S. property on a part-time or full-time basis when you are not using it. […]

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TAX IMPLICATIONS OF OWNING RECREATIONAL PROPERTY

Are you interested in buying recreational property in the near future? For example, a cottage, cabin, or chalet – maybe own it outright, or jointly buy the property with family, relatives or friends? Maybe you want to buy an apartment or townhouse condo in a resort or recreational community – and own it outright, or […]

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Apply Cautions When Selecting Advisors

Professional advisors are essential to protect your interests. They can provide knowledge, expertise and objective advice in areas in which you have little experience. It is important to recognize when it is necessary to call in an expert to assist you. Because of the costs associated with hiring a lawyer, accountant or financial planner, some […]

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UNDERSTANDING THE LIVING WILL

A “living will” is designed for those who are concerned with the quality of life when death is near. It is a written statement of your wishes to the people who are most likely to have control over your care, such as your family and your doctor. In order to ensure that your wishes are […]

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